AMC Asset Finance is the specialist Asset Finance division of the Africa Merchant Capital group of companies.
Our asset finance and leasing solutions complement our existing trade finance, renewable energy and corporate finance advisory businesses, thus broadening our bespoke merchant banking solution to the high-growth private markets of Sub-Saharan Africa.
The operational asset finance solutions provide our clients with the flexibility to manage working capital in a fast-paced business environment. We focus on the local enforceability of the contracts and the sustainability and viability of the business being financed.
AMC Asset Finance is geographically focussed on the Southern African markets.
Easy-to-understand rental finance for your client. Our off-balance sheet solutions will provide your client with the flexibility to manage working capital in a fast-paced environment.
At AMCAF we understand that time is money in today’s fluid business world. Delays in approvals and the release of funding can be expensive for all parties.
In a world where the only constant is change, AMCAF offers you the opportunity to upgrade or change equipment as needed. Upgraded equipment has the ability to increase revenue and profitability. Further, the optimal life span for assets is no longer determined by depreciation methods.
We understand the benefits of choice and do not limit ourselves to only a few brands or products. The flexibility this affords you will support your business growth and success.
At AMCAF we handle all the contractual requirements, leaving your sales force free to do what they do best – close deals.
Our clients see us as their procurement partner – we buy the assets they need and they rent them from us. We do not impede on the clients’ existing relationships with other lenders.
The rental charge is treated as an operating expense. Since our finance solution does not increase the gearing of the business, current banking facilities are left unaffected.
In most cases, wear and tear allowances in Africa are spread over longer periods than the actual useful life of the asset. Our rental solution allows clients to match the tax deduction with the actual life cycle of the asset.
The period from application to pay-out is typically only four weeks.
Our facilities range from $1m – $15m.
We require no deposit.
We allow our clients to determine the funding period, up to a maximum of 60 months.
Clients have a choice of two leasing structures: