AMC provides bespoke, secured and structured transactional trade finance solutions for African focussed trade

About AMC’s Trade Finance Offerings

AMC provides bespoke, secured and structured trade finance solutions for African focussed trade.

Our model is transaction driven, rather than balance sheet focused, and our aim is to dramatically increase the availability of trade finance for inward and outward trade to selected African countries, with a particular focus on Sub-Saharan Africa.

Our methodology requires no changes to standard trade finance bank processes and procedures. We take great care of applying mechanisms to the benefit of both buyers and sellers when structuring our trade finance solution into the client’s existing operations.

The capital adequacy requirements of Basel III is making it increasingly difficult for banks to serve the multi-billion dollar African trade finance market.  AMC’s bank-friendly trade finance solution empowers banks to service their customers whilst working with us in parallel.

Our major value-add is that we substantially enhance our clients’ working capital profile, enabling them to scale, whilst in full collaboration with existing banking relationships and without impeding on the bank’s collateral

The Trade Finance Model

AMC provides flexible transactional trade finance for reputable sellers, traders or buyers with regular transaction flow. We assess each opportunity carefully and structure our facilities to match the transaction timeline, profitability and perceived risk profile.

  1. Goods flow to / from Africa
  2. Finished goods
  3. Goods are pre-sold
  4. Hard currency receivables
  5. Trades are profitable post cost of finance
  6. Client utilises the facility for specific trades rather than general working capital
  1. The finance facility is transactional focused
  2. Typically, the funding facility is of a short term nature, not exceeding 30-180 days
  3. The facility is self-liquidating through sale of goods
  4. Loan-to-value 60-85%
  • Pre – Shipment Finance
  • Post – Shipment Finance
  • Import Finance with supplier payments
  • Stock / Storage Finance
  • Receivables Finance / Discounting
  1. Exporter / Importer / Trader
  2. 3-year+ trading history
  3. Turnover $5m+
  4. Annual audited and quarterly management accounts available
  5. Track record with goods, trading partners / counterparties

Our Trade Finance Products

AMC provides flexible transactional trade finance for reputable sellers, traders or buyers, with regular transaction flow, either into or out of sub-Saharan Africa.

Each opportunity is assessed carefully, and facilities are structured to be self-liquidating matching the transaction timeline (up to 180 days), profitability and perceived risk profile.

Product Offering:

  • Pre – Shipment Finance
  • Post – Shipment Finance
  • Import Finance with supplier payments
  • Stock / Storage Finance
  • Receivables Finance / Discounting

Basic Criteria:

  • Goods are pre-sold, hard currency receivables
  • Repayment by L/C, documents on collection or credit insured receivables
  • Finished goods
  • Robust Gross Profit Margin
  • Client uses the facility to execute purchases & sales and not for general working capital
  • Client has the ability to participate in the transaction